3 Reasons Why Goldman Sachs Wants To Pay You More Interest

I saw a brand new Mercedes truck that has been customized into an ice cream truck. A real ice cream truck- driving down my street playing music to attract people. What’s the breakeven on the cost of a Mercedes ice cream truck? Seems that you’d have to sell a ton of ice cream… Have a […]

What A Cold Shower Teaches Us About Financial Planning

There’s no hot water….. So, I’m in a shower at the gym and the hot water goes out. The shower is getting colder by the second. Do I switch showers, or just grit my teeth and finish where I am? Tough call (I stayed in the same shower). This same scenario and be applied to […]

What A Urinal Ad Can Teach Us About Unconstrained Bond Funds

  It has to be the best urinal ad- ever. Right above the urinal a movie theater bathroom, in red letters “Flat rate divorce services”. The ad had a nice picture of an office and the attorney’s phone and email address. Talk about a captive audience- really sort of brilliant. You’re a guy, you’re absolutely […]

What A Tattoo Can Teach Us About Relationships and Investing

  “I can choose peace, rather than this.” Pretty powerful, huh? It’s a quote from Wayne Dyer, the spiritual writing and speaker. It’s a good introduction into the topic of couples and personal finances. Sometimes, the process is not peaceful…. Have a question about personal finance or entrepreneurship? Join the Ask Me Anything live chats […]

How To Take Charge Of Your Debt: At Any Age

“Success consists of going from failure to failure without loss of enthusiasm.” I love this quote with Winston Churchill. It’s one of several quotes I keep on a piece of paper in my wallet. I think the “attitude” of this quote can help anyone who is in debt. A debt problem can be solved- regardless […]

What Presidential Primaries Teach Us About High-Dividend Stocks

The New Hampshire primary results are in. Some candidates have dropped out, and supporters are scrambling to find a winner. The same thing is true with investors. As of Feb. 11th, the Standard and Poor’s index of 500 stocks is down 10.51% for the year. What about bonds? Well, here are some current yields for […]

How To End Poor Decision Making During Market Volatility

No one knows enough to be a pessimist. I love this line. It’s from Wayne Dyer, the speaker and author who recently passed away. Here’s another one I like: If you change the way you look at things, the things you look at change. These two quotes apply to investing decisions in today’s volatile markets. […]

4 Ways That Reddit Can Help You Avoid Personal Financial Problems

This article really made me cringe. “68% of Americans Destroy Their Credit Before Age 30”. Specifically, 68% of Americans make “at least one major financial mistake” about age 30, which results in negative information on their credit rating. If you have financial information and a plan, however, you can avoid these problems- at any age. […]

What Nearly Getting Crushed By A Light Pole Teaches Us About Investing

I don’t know if I can call what happened to me last Friday morning a “near death experience”, but it was attention getting.. Every morning, I go by a Panera about 6 blocks from my house to get coffee. While I’m in the car, I start to organize my thoughts for the day: what am […]

What Oil Price Swings Can Teach Us About Investment Sectors

Investors have seen almost historic price swings in the markets. As of January 13, 2016, the Standard and Poor’s (S&P) 500 index is down over 7.5% for the year. One big impact on the market is the decline in the price of oil. Oil prices have declined by more than 60 percent since June of […]