Embrace the suck. The phrase is one of several lessons learned by a West Point grad, and this saying relates directly to investing in your early 20s. Acknowledge that investing successfully is hard, because it takes self-discipline and delayed gratification. Those two concepts don’t sound any fun. But, as the writer says, we should […]
“The longer I live, the more I realize the impact of attitude on life. It is more important than the past, than education, than money, than circumstances, than failures, than successes, than what other people think or say or do.” – Chuck Swindoll Saving requires a change in attitude about money. One change that’s required […]
Credit card companies profit from the uninformed. So don’t be uninformed. Here is some broader personal finance advice first- then the best ways to use a credit card.
Is everyone spending a ton of money and having fun on Spring Break? If you check social media, it sure seems that way. All of your friends are on the beach, skiing in the mountains, or people watching at a café in Europe. But that’s not reality. The fact is that not everyone is living […]
There it was: right next to the popcorn machine at the movie theatre: “Buy and Sell Bitcoin Here”. A TV-size screen with instructions, and the current price for Bitcoin, in U.S. dollars. At a movie theatre.
Yesterday I saw a “Permit Driver” sign in the back window of a brand new Range Rover. Now, that seems like a risk- spending a lot of money on a car, only to let an inexperienced driver run over a curb. Seems like you need to do a lot more driving before taking the Range […]
If you were an investor in the first few weeks of February of 2018, you probably want to visit a place like Anger Room. “Redirect your frustrations and take it out with us…safely.” It’s a real thing.
It was a lot like one of those horror movies– when the characters can’t get out of the house where the murderer is. On a day when the Dow Jones Industrial dropped by 1,175 points (a 4.6% decline- and a record, in terms of number of points), many prominent online investment firms had their websites […]
“Actually, I’ve always lived frugally and saved a lot of my income, so I don’t need to work for awhile” Wow. It was 1999, and I was talking to a co-worker, Ron, who was about 50 years old. A large insurance company we both worked for was merging with another firm, and we were both […]
A baby pooping all over themselves in public can be a crisis… It’s really bad if the clothes are covered in poop- and you can’t get to a washer for hours. If you just change the baby and keep the clothes in a diaper bag, the clothes might be ruined. There’s now a solution. I […]