Great, you have a budget for personal finances- but does it really work? Everyone uses some kind of budget, even if it’s not formally put in writing. Many people aren’t aware of their budgeting process, but they put money away for future use, they prioritize their bills, and they use any money left over […]
Setting goals is a great way to keep your personal finances on track. If you want a larger bank account in 5 years, you’re going to have to put in some hard work and effort. Reaching your goal takes careful planning, and the discipline to stay on track. Consider these tips to improve your […]
Whether you admit it or not, money makes the world go around, which is why it’s so important that you manage yours well. To be successful in managing your personal finances, all you really need to do is spend less than what you earn. Unfortunately, doing this is much easier said than done. We […]
Dealing with financial organizations is never an easy job, but these companies have a big impact on your personal finances. Stakeholders (stockholders, creditors) hold these companies accountable for making money- while also being experts in the field- and getting a bank loan at a reasonable interest rate can be a challenge. It […]
Owning a home is the biggest asset most consumers will ever own. Younger generations are finding it difficult to get on the property ladder, with rising house prices, and the slow growth in salaries. Young people are feeling the strain, and saving for a down deposit on a home is challenging. If you’ve got […]
No one can control when an emergency happens, so it’s important to have a savings balance to address an emergency, such as a car repair. We know that a savings account can improve our personal finances, but it’s hard to take action. We daydream about what we can do with an account filled with […]
Organized finances aren’t something that everybody finds easy. Some people find keeping their finances in order a breeze, while others really struggle and never really know what to do to ensure their finances are safe and in order. In this post, we’re going to talk about 10 crucial checklist items you need for organized […]
Some people just to things differently than the rest of us. If you’ve read the book “Rich Dad Poor Dad” by Robert Kiyosaki then you already know how the wealthy use their time and resources.
Keeping in control of your finances is actually more difficult than you might imagine. There are so many things that you need to keep in mind, and it is easy to get yourself into problems. Getting yourself into a financial mess can cause so much stress and anxiety, and often lead to a lot […]
Money makes the world go around, it’s a vital aspect of daily life, and yet you don’t realise just how important having money is until you don’t have it anymore. Going from having plenty of money to struggling financially can be a ‘”culture shock”’, because the lifestyle change is dramatic. If you’ve got yourself into […]