Get Back On Track With Your Finances
Everyone gets off track at some point. If your personal finances have run off the rails, don’t worry- it happens to just about everybody.
Warning: Is Your Auditor Documenting Correctly?
in Personal Finance/by Kenneth W. BoydWhen it comes to a financial statement audit, timing is critically important. Auditors must perform a certain amount of audit procedures, and the timing of those procedures can impact the accuracy of the audit opinion. This article defines a financial statement audit, discusses some key audit procedures and assertions, and explains why timing […]
3 Warning Signs: You’re Adding Too Much Debt (4 Video Links)
in Personal Finance/by Kenneth W. BoydThis sign was on a trail I was hiking last week. My first reaction was: who, exactly, is being hunted? If you’re looking for a get out of debt plan, you may feel that you’re being hunted. It’s stressful, and a plan to get out of debt may seem impossible. Ask yourself a question: […]
Making Your Earnings Go Farther
in Personal Finance/by Kenneth W. BoydTell your money what you want it to do. If you want to improve your financial situation, make your income go as far as possible. Your wage might be more substantial than you think, if you make some changes to your spending and saving habits. Consider these tips to make your earnings go […]
The Worst Financial Mistakes- And How To Avoid Them
in Personal Finance/by Kenneth W. BoydNearly everyone makes mistakes with money. You can make a financial mistake simply by being young and uninformed, or later in life by not paying close attention. Not a problem- it happens to everybody (or just about everybody).
Portfolio Rebalancing: Does It Matter?
in Personal Finance/by Kenneth W. BoydDoes rebalancing your portfolio really matter? Will portfolio rebalancing increase your rate of return, or reduce risk? Let’s discuss.
A Night Out- Without Taking On Debt
in Personal Finance/by Kenneth W. BoydSo, you go for a night out. You have a fantastic time. Then, you check your bank balance. Somehow, it’s into negative figures, and you’re staring down the barrel of a debt you didn’t see coming. You vow never to go out drinking again. Heck, you couldn’t afford it if you wanted to. […]
Ouch! Don’t Let That Injury Bruise Your Credit Score
in Personal Finance/by Kenneth W. BoydInjuries happen for a variety of reasons, and an injury can have a huge impact on your personal finances. Over time, you may face unpaid time off work, on top of hefty medical bills, and this financial situation can damage your credit score. A lower credit score will make it more difficult to borrow […]
3 Financial Challenges That Can Hit At Any Time (4 Video Links)
in Personal Finance/by Kenneth W. BoydControlling of your finances is difficult to do, and it takes a lot of hard work and dedication. If you’ve to a point where you’re debt free and you’ve got a working budget that allows you to save, you might think that financial problems are a thing of the past. Unfortunately, life is […]
Why Freelancing Can Be A Smart Financial Decision
in Personal Finance/by Kenneth W. BoydDo you feel a little stuck in your job? Do you have a skill or ability that other people would pay you for? If your answer to both questions is “yes”, you might consider a career as a freelancer.