There are few places better in the world than home. It’s the place where you and your family can feel completely safe from the outside world. The place where you make memories and grow closer together through the time that you spend with each other. It can often feel as though you’re living in your […]
If you have ever been in the financial hole, you know how hard it is to make ends meet. It requires some creative juggling and being extremely tight on where you spend and how much. Every expense is weighed, every option is reviewed, and creativity is flowing to stitch everything together. At […]
In a perfect world, we would all have money tucked away for an emergency. Of course, in reality, many of us lurch from one paycheck to another, crossing our fingers and praying that we have enough to cover what we owe. Sadly, this often leaves very little or nothing for savings. But you […]
It’s a huge step in any relationship. Moving in together is a big commitment to each other and to develop a life together. It’s often framed purely in romantic terms, as a natural development of two people falling in love. But actually, starting to cohabit is a very practical step and it should always […]
When you’re income stops, it’s a shock to the system. A lot of our worries derive from money (usually the lack of it) and so, with one less income, or no income coming into your home at all, you’re probably frantic about what you can do. If you’ve been injury and can’t […]
When it comes to your day-to-day spending, you need to understand your habits. Things like cutting down cigarettes and alcohol, using a thermos instead of buying coffee, and resisting impulse spending are all good advice. However, they are a way of chipping away at your costs little by little, when sometimes you need a […]
So, the exciting time has come; you’re about to apply for a loan, perhaps to buy that dream car, or get a mortgage. Either way, you’re buzzing when you walk into your application meeting. Then, the credit check happens. This is where many applications fall down and, sometimes, refusal here can come as a […]
We shouldn’t need to tell you about the benefits of safer driving. Hopefully, you already understand the risk to both your life and the lives of others when you behave recklessly on the roads. There are financial benefits to safer driving too, and while these are probably of no surprise to you, we are […]
Anyone who invests in a rental property does so to make money, and when done right, renting produce a reliable side income. Sadly, many landlords find that their rental efforts backfire. In these cases, rather than supplementing incomes, landlords land in debt. In extreme cases, that debt is so substantial that they have […]
Putting your family onto a sound financial footing isn’t just smart financial planning, it’s essential. Whether you’re starting a business, or working as an employee, financial planning is a critical issue. It’s not just about the children that you care for until they move out, it’s your own future, too. One day, you won’t be […]