If you’re going to beat someone else to the South Pole, don’t tell anyone. In 1910, two groups attempted to reach the South Pole- and become the first people in history reach the pole. As this great podcast explains, one large, well-funded group was led by Robert Falcon Scott from Britain. Roald Amundsen led a […]
Warning: The Affordable Care Act (Obamacare) Individual Mandate May Apply To You
in Personal Finance/by Kenneth W. BoydHealth care is a critically important issue for everyone. If you don’t have coverage- or if you’re changing insurance companies- the issue can be very stressful. Despite the best efforts of US Health and Human Services, the Affordable Care Act (ACA) is still confusing to many people. One big area of confusion is the individual […]
Little-Known Factors That Could Affect Your Medicare Coverage
in Personal Finance/by Kenneth W. BoydAs we get older, health issues can be frustrating. It’s common sense that we’ll all face more health issues as we approach retirement age. As health issues increase, so does the importance of proper health insurance coverage. Use these tips to avoid problems with Medicare enrollment. Have a question about personal finance or entrepreneurship? Join […]
Lying About the South Pole, and Improving Your Credit Score
in Personal Finance/by Kenneth W. BoydIf you’re going to beat someone else to the South Pole, don’t tell anyone. In 1910, two groups attempted to reach the South Pole- and become the first people in history reach the pole. As this great podcast explains, one large, well-funded group was led by Robert Falcon Scott from Britain. Roald Amundsen led a […]
How To Borrow Money and Improve Your Credit Score
in Personal Finance/by Kenneth W. BoydIf you have a poor credit score, the impact on your finances can be substantial. Your options to obtain credit and pay a reasonable interest rate are very limited. Many people with poor credit cannot obtain a loan at all. Fortunately, there were steps you can take to improve your credit rating. One of those […]
Yoga Class Etiquette, Taylor Swift, and Supply Chain Management
in Accounting/by Kenneth W. BoydThe first 5 minutes of a yoga class are in silence. The goal is to focus on your breath, clear the mind, and prepare for a focused effort. So, I was surprised when a student came in late. Their phone was loudly repeating “you have reach your destination”. The new student asked the instructor if […]
Four Homeowners Insurance Mistakes You Don’t Know You’re Making (4 Video Links)
in Personal Finance/by Kenneth W. BoydIn 2022, Hurricane Ian was a category 4 storm that knocked out a quarter of Florida’s power and dropped 20 inches of rain on the central parts of the state, according to the Washington Post. Thousands of homeowners had damage to their homes, or lost homes completely due to storm damage. We all have […]
Warning Signs That Your Mutual Fund Will Generate A Tax Bill
in Personal Finance/by Kenneth W. BoydPlanning for your personal tax return becomes more complicated each year. Townhall reports that the federal tax code (CCH Standard Federal Tax Register) is over 73,000 pages long. If you have an unexpected taxable event, the process of planning for your tax liability is even more complicated. A mutual fund may generate more taxable income […]
What Oscar Wilde Can Teach Us About Saving and Investing
in Personal Finance/by Kenneth W. BoydComparing yourself to other people can create a lot of anxiety. These comparisons can apply to any area of live: Career, marriage, hobbies, fitness. This process can become a vicious cycle: We compare ourselves to other people, we don’t think we measure up- and then we stop trying altogether.