I noticed something strange while visiting Italy this summer. Hey, it’s Italy: breathtaking art, beautiful architecture, great food and wine. However, many travelers had one big priority that was more important. A strong WiFi connection. I saw it everywhere: In front of Michelangelo’s David in Florence, and at St. Peter’s Basilica in Rome. The problem, […]
6 Ways to Keep Market Volatility in Perspective
in Personal Finance/by Kenneth W. BoydAs Ron Burgundy once, said: “That escalated quickly.” The Standard and Poor’s (S&P) 500 stock index is down over 13% year-to-date (as of 8/5/22), and the index was much lower earlier this year. Volatility in stock prices seems to be here to stay, with technology making it much easier to trade and analyze stocks. Your […]
International Travel, Twitter, and Personal Spending Habits
in Personal Finance/by Kenneth W. BoydI noticed something strange while visiting Italy this summer. Hey, it’s Italy: breathtaking art, beautiful architecture, great food and wine. However, many travelers had one big priority that was more important. A strong WiFi connection. I saw it everywhere: In front of Michelangelo’s David in Florence, and at St. Peter’s Basilica in Rome. The problem, […]
Ceiling Fans, Robinhood.com, and Investing Costs
in Personal Finance/by Kenneth W. Boyd8% of India’s total energy use is spent to power ceiling fans. India is a country of 1.4 billion people, and I can’t image the total cost to power all those fans. Tony Fadell quoted this stat here. Most of us wonder about the amount of money we’re spending, and ask ourselves this question: Am […]
Getting Punched in the Face by Bed Bath & Beyond Stock Trading: Lessons Learned
in Personal Finance/by Kenneth W. BoydHere is the stock price change for Bed Bath & Beyond for 8/19/22: Down over 40% for the day. As they saying goes: “I don’t wish this upon my worse enemy”- I don’t take pleasure in pointing this out. However, there are some lessons to be learned about stock market risks with this insane level […]
Warning: The Health Care Cadillac Tax Is Coming Soon
in Personal Finance/by Kenneth W. BoydOne of the great advantages of working for an employer is the ability to use company-paid benefits. Many workers choose to work for an employer to get benefits, rather than be self-employed. A new excise tax on health care benefits may have a huge impact on your personal finances in the next few years.
What Ben Franklin Can Teach Us About Millennial Investors
in Personal Finance/by Kenneth W. BoydThe experiences of many millennials make them highly skeptical about investing and taking risk. This group may face large student loan debt. They’ve seen the dot-com bubble burst after the 1990s, and they’ve watched the financial meltdown of ’08-’09. Their experiences have aligned many of them with the investing philosophy of Ben Franklin. Maybe we can […]
3 Warning Signs That May Lead To Bankruptcy
in Personal Finance/by Kenneth W. BoydSometimes, problems can sneak up on us. An issue that seems small can develop into a big challenge- and create huge anxiety. One way to combat these problems is to have good awareness. Use these tips to raise your awareness about three issues that can lead to bankruptcy. Click Here For Free Report: 10 Great Resources […]
Get Rid Of Uncertainty About Social Security Once And For All
in Personal Finance/by Kenneth W. BoydUncertainty over the future of Social Security can be frustrating. For many Americans, income from Social Security is a critical component of retirement income. The financials surrounding Social Security are not improving. Here are some tough decisions that address this uncertainty. Have a question about personal finance or entrepreneurship? Join the Ask Me Anything live […]
How To End Confusion About Selling Your Annuity Payments
in Personal Finance/by Kenneth W. BoydNo one can make a good financial decision under pressure. This situation is particularly true for someone in financial crisis. A person has a crisis and needs cash to get through it. One possible source of cash is to sell the future payments of an annuity investment. Be careful: This is a huge financial decision […]
How To Take Charge Of Your Company’s Health Insurance Spending
in Personal Finance/by Kenneth W. BoydManaging your company’s health insurance plan can be frustrating. You want to provide this valuable benefit to your workers. However, the cost of the benefit increases each year. If you don’t take steps to control these costs, they can have a huge impact on your profits. Have a question about personal finance or entrepreneurship? Join […]