“The longer I live, the more I realize the impact of attitude on life. It is more important than the past, than education, than money, than circumstances, than failures, than successes, than what other people think or say or do.” – Chuck Swindoll Saving requires a change in attitude about money. One change that’s required […]
What To Do When Your Shady Insurer Won’t Pay Out
in Personal Finance/by Kenneth W. BoydInsurance is the most important product you buy. And you hope that you never have to use it. If you do have an insurance claim for a car accident, health issue, or for damage to your home, you’re under a great deal of stress. Each of these situations can generate a huge expense, and you […]
Passive Income For Your Family – Trust Your Gut Feelings
in Personal Finance/by Kenneth W. Boyd“If you don’t know where you’re going, any road will take you there.” This quote from author Lewis Carroll describes how many people approach the need to develop a passive income. Passive income refers to an income producing strategy that doesn’t require day-to-day management by the investor. Finding an effective passive income strategy is hugely […]
4 of the Strangest Ways to Make Money Online
in Personal Finance/by Kenneth W. BoydYou can make money online in strange ways- as long as you can solve a customer problem. Here’s an example: Wash. It. Later. sells a water-tight bag for soaking soiled baby clothes before they stain. It looks like a shopping bag from a high-end store, because the packaging is an attractive black and white stripped design. […]
What Is Your Single Best Piece of Financial Advice?
in Personal Finance/by Kenneth W. Boyd“Your Ivy League Future” I glanced at the sign on the conference room door and thought: wow- that sounds pretty good. I’d like to be attending that meeting… We all have aspirations.
How Can I Develop a Second Source of Income?
in Personal Finance/by Kenneth W. BoydDo the hustle. So, you’re interested in a second source of income- a “side hustle” to use the parlance of our times. Be careful, because you’re time is limited, and you don’t want to waste time and effort on a venture that won’t work. Here’s my answer for developing a second source of income.
How should a person in their early 20s invest their money?
in Personal Finance/by Kenneth W. BoydEmbrace the suck. The phrase is one of several lessons learned by a West Point grad, and this saying relates directly to investing in your early 20s. Acknowledge that investing successfully is hard, because it takes self-discipline and delayed gratification. Those two concepts don’t sound any fun. But, as the writer says, we should […]
What’s Your Secret To Saving Money?
in Personal Finance/by Kenneth W. Boyd“The longer I live, the more I realize the impact of attitude on life. It is more important than the past, than education, than money, than circumstances, than failures, than successes, than what other people think or say or do.” – Chuck Swindoll Saving requires a change in attitude about money. One change that’s required […]
Best Way To Use Credit Cards
in Personal Finance/by Kenneth W. BoydCredit card companies profit from the uninformed. So don’t be uninformed. Here is some broader personal finance advice first- then the best ways to use a credit card.
How Can I Become Financially Free?
in Personal Finance/by Kenneth W. BoydIs everyone spending a ton of money and having fun on Spring Break? If you check social media, it sure seems that way. All of your friends are on the beach, skiing in the mountains, or people watching at a café in Europe. But that’s not reality. The fact is that not everyone is living […]
Expenses That Startup Businesses Can Avoid In The Early Years
in Personal Finance/by Kenneth W. BoydThere it was: right next to the popcorn machine at the movie theatre: “Buy and Sell Bitcoin Here”. A TV-size screen with instructions, and the current price for Bitcoin, in U.S. dollars. At a movie theatre.