Two critical factors for improving your personal finances are debt management and your use of credit. Unfortunately, many consumers don’t get proper training in personal finance issues in school. When you were younger, you didn’t realize how important money would be in your life. You were taught tricky algebra problems, the geography of rocks and […]
Cash Crash: How To Recover After An Accident
in Personal Finance/by Kenneth W. BoydRecovering after a car crash can be traumatic, and it takes an effort to recover physically and financially from this type of event. Consider these tips to recover successfully from a car accident, and get your personal finances back on track. As the population increases, accidents are getting more common. Millions of them happen every […]
Money Mistakes You Could Be Making With Your Business Right Now
in Personal Finance/by Kenneth W. BoydIf you own a business, you’re moving at full speed and working on dozens of issues every week. Given the hours you work and the fast pace of change, it’s hard to stay on top of business finances. Consider these common financial mistakes business owners make, and how you can avoid them. When you first […]
No Good With Money? Here’s What To Do
in Personal Finance/by Kenneth W. BoydNo one is good at everything. For many people, managing money is a struggle- but you can improve that skill, just like any other learned skill.
Is Getting Rid Of Your Car Really The Best Way To Cut Back On Your Finances?
in Personal Finance/by Kenneth W. BoydCutting back on your expenses is a way to improve your personal finances, but you should consider other factors, such as spending alternatives and the impact on your lifestyle. When is a cutback on spending too much?
There Is Always A Way Out of Debt
in Personal Finance/by Kenneth W. BoydThere’s a reason why they say they living with debt is one of the most stressful living conditions there is. It’s all consuming. You wake up, and you’re thinking about debt. You go to sleep, and you’re thinking about debt. It feels like a black hole from which you cannot- and will not- escape.
Low Risk Options For First Time Investors
in Personal Finance/by Kenneth W. BoydHow much investing risk can you live with? Every investor needs to answer this question for themselves, because the answer will have a big impact the investments you select, and on your personal finances.
Debt Dilemmas and Credit Catastrophes: Pushing Through the Hard Hits
in Personal Finance/by Kenneth W. BoydTwo critical factors for improving your personal finances are debt management and your use of credit. Unfortunately, many consumers don’t get proper training in personal finance issues in school. When you were younger, you didn’t realize how important money would be in your life. You were taught tricky algebra problems, the geography of rocks and […]
4 Things You Shouldn’t Try To Save Money On
in Personal Finance/by Kenneth W. BoydSaving money where you can is a smart decision for your personal finances, but some purchases require you to spend more money- and for good reason. When you’re living paycheck to paycheck, cutting down costs and saving money where you can is a sensible decision. In fact, it’s an idea often recommended to people who […]
Taking The First Step Toward Financial Stability
in Personal Finance/by Kenneth W. BoydFinancial freedom is often described as having both the time and the money to live life on your terms, and freedom over your personal finances can have several definitions: The ability to pay for an emergency using a savings account balance. If you’re considering a job change, financial freedom allows you to take time off […]
How To Be Smart Every Time You Spend
in Personal Finance/by Kenneth W. BoydBefore you take out your debit or credit card… Stop. Think carefully about your spending choices, and you can make huge improvements in your personal finances. We’ve all heard the sayings: