When you first manage to save up enough money for a home, and you move into your first ever place, you might think that the hard part is over and you can relax a little. However, it will soon become apparent that you have a mortgage, bills, and utilities to pay for each month, which […]
Modern Trends of the Financial Industry
in Personal Finance/by Kenneth W. BoydTechnology has transformed the world of finance and banking, and those changes impact your personal finances. Smart consumers use tech advances to create and monitor budgets, to build a savings balance, and to make informed decisions about investing. Here’s a closer look at some financial trends, and how they may impact you. The Bank Lobby […]
Cutting Costs Without Compromising Quality In Your Small Business
in Entrepreneurship/by Kenneth W. BoydThere’s a fine line that all small businesses walk. The line between keeping overhead costs manageable and ensuring that they’re investing appropriately in their business. All entrepreneurs know that reckless, or frivolous vanity spending can mean doom for a new enterprise. On the other hand, failing to invest in the right employees, the best equipment […]
Setting An Example By Improving Your Business’ Accessibility
in Personal Finance/by Kenneth W. BoydAccessibility is critically important for a business. If you want to make the right impression on customers and clients, then you need to make sure that everyone who wants to engage with your business can do so- in a way that is simple. Accessibility should be a priority for both customers and employees, and isn’t […]
You’re Doubling Your Car Ownership Costs- And You Don’t Even Know It
in Personal Finance/by Kenneth W. BoydSo, how much does car ownership cost? From the very start, we have to consider everything, from the cost of insurance to the price of the car itself. Before we even have a license, most of us feel the sting. As if that weren’t enough, car ownership also raises our monthly living costs. When you […]
5-Star Service: Bridging The Gap Between Business And Customer
in Entrepreneurship/by Kenneth W. BoydOf all the mistakes we make in business, poor communication is something that we’ve all done from time to time. Whether it’s not making yourself clear with your employees, or a serious error in your advertising communication, we’ve all dropped the ball. Great communication, however, is a fundamental tenet that solidifies your relationship with customers. […]
4 Scary Things That Can Happen When You Don’t Budget (4 Video Links)
in Personal Finance/by Kenneth W. BoydNothing wrong with having fun… Although we owe it to ourselves to enjoy our lives wherever we can, we must also acknowledge our responsibilities. Whether we work full time or part time, run our own businesses, or make a living as a freelancer, when we’re riding high financially, it can seem as though we’ll be […]
Money Hacks For First Time Homeowners
in Mortgages and Loans/by Kenneth W. BoydWhen you first manage to save up enough money for a home, and you move into your first ever place, you might think that the hard part is over and you can relax a little. However, it will soon become apparent that you have a mortgage, bills, and utilities to pay for each month, which […]
Can Getting Rid of Your Car Help You Financially?
in Personal Finance/by Kenneth W. BoydThe decision to buy or lease a car is a big decision, and a choice that has a huge impact on your personal finances. A car gives you the freedom to travel and provides a lot of convenience. However, is owning a car really the best financial decision, or are there alternatives that we can […]
Surviving Tough Times: Why It Pays To Set Up An Emergency Fund
in Personal Finance/by Kenneth W. BoydWe all know that life has its ups and downs. One day, everything is going great. The next, the future may not look quite so bright. If times are tough, the last thing you want to worry about is being able to make ends meet. Studies show that money is one of the most common […]
Financial Recovery After A Missed Loan Payment
in Personal Finance/by Kenneth W. BoydA personal finance setback can be frustrating- but you can recover. Some financial problems are minor. For example, you add more to your credit card balance than you planned, or you don’t save as much as you’ve budgeted for the month. In both cases, no harm done- you can always change your behavior and improve […]