Starting your business is exciting. Having your website created, designing your user experience, setting up your invoice system, and cloud storage are just some of the things that need to be done. And if you’re a brick-and-mortar business, you’ll be in your store fixing up the decor, connecting the cashier systems, and stocking inventory on […]
Short-Term Mortgage or a Long-Term Mortgage? What Makes Sense?
in Personal Finance/by Kenneth W. BoydYour decision about a home mortgage may be the most important financial decision you will ever make. For most borrowers, a mortgage is the largest amount of money they will borrow, and the interest rate and repayment terms of the note have a huge financial impact. Use these tips to decide on a long-term or […]
Personal Finance For Kids
in Personal Finance/by Kenneth W. BoydTeaching your kids about money is one of the key responsibilities of a parent. Creating good habits now will help them understand money and successfully manage “adult” financial issues for real. It’s never too early to get started, so read on to find out what you can do as a parent.
Critical Mistakes Entrepreneurs Can Avoid
in Entrepreneurship/by Kenneth W. BoydStarting your business is exciting. Having your website created, designing your user experience, setting up your invoice system, and cloud storage are just some of the things that need to be done. And if you’re a brick-and-mortar business, you’ll be in your store fixing up the decor, connecting the cashier systems, and stocking inventory on […]
Best Practices For Money Management
in Personal Finance/by Kenneth W. BoydHave you struggled with debt in the past, or are you more relaxed than you should be when it comes to controlling the purse strings? Are you looking for ways to put more money aside, or do you long for more disposable income?
How to Protect Your Financial Assets Long Term
in Personal Finance/by Kenneth W. BoydTo stay on top of your finances, you need to understand money and its risks. Whether you are running a business, investing in stocks, or buying property, you need have to control your costs and maximize your returns. Here are a few tips on how to get better with finances and secure your family’s financial […]
How to Motivate Yourself to Hit Your Savings Goals
in Personal Finance/by Kenneth W. BoydMost of us need to save money. Whether it’s to pay off debts, to save towards our retirement, for a special event, there are times when we need to save. But, saving is tough.
Are Personal Loans A Bad Idea?
in Personal Finance/by Kenneth W. BoydAre personal loans always a bad idea? Many people have this view, because predatory loan practices can harm borrowers who don’t have strong financial management skills. If you’re not careful, a personal loan can leave your with large amounts of interest and potentially lead to further financial difficulty.
Improving Your Finances – It’s All About The Mindset
in Personal Finance/by Kenneth W. BoydFinancial freedom is something that everyone wants to achieve. Unfortunately, millions are trapped in a position where even a $500 unplanned expense would spell disaster. Don’t despair- you can transform things for the better. It all starts with your mindset.
What a Restaurant Check Teaches Us About Entrepreneurship
in Entrepreneurship/by Kenneth W. Boyd“Hi, Mr. Boyd? This is Joe, the restaurant manager. The credit card you used to pay for your carryout food wouldn’t go through. Your bill wasn’t paid.” “Ummm- that’s not right. My son just picked up the food, and he paid cash.” Joe flipped through some papers.
Simplify Your Life? Spend Less.
in Personal Finance/by Kenneth W. BoydOne great way to reduce your anxiety is to make something simple. Financial concerns are a big worry for many people, and we all face a financial challenge at some point in our lives. The fast pace of modern life can mean it is easy to lose track and let your finances get out […]