Have you considered working online as a freelancer? Whether full time, or starting online as a part-time gig, many people make the move. Today’s digital environment allows you to take your skills, services, and products online and reach a worldwide audience. Working as a freelancer is a vehicle to pursue your true passion, […]
Tall Boys at the Laundromat and Saving for Early Retirement (4 Video Links)
in Personal Finance/by Kenneth W. BoydSo, my washer broke and I had to take clothes to the laundromat. It’s been years since I’ve been to a laundromat, and I didn’t realize that there was a system in place. The idea is to put your laundry in the washer, then walk across the street to 7-11 and buy a tall boy […]
Reducing Business Uncertainty
in Personal Finance/by Kenneth W. BoydOperating your business requires careful planning and thought. You can’t remove unpredictability from your business, but you can minimize it with planning Understanding and forecasting expenses is the only way to keep a business above water. It’s crucial to understand both how much you’re spending, and your expected cash inflows and outflows.
Cash Management For Startup Businesses (5 Video Links)
in Entrepreneurship/by Kenneth W. BoydA majority of new businesses fail. Why? Lots of reasons. Maybe the product or service isn’t attractive enough to motivate people to buy. Businesses also fail because owners don’t manage growth well. However, the biggest reason for a business failure may be financial- and you can take steps to avoid the problem. Here […]
Safeguard Your Savings Account
in Personal Finance/by Kenneth W. BoydAccumulating wealth takes a great deal of self-discipline and sacrifice. So, how can you protect your savings over time? Most people working a full-time job spend more time with their colleagues than they do with their loved ones. That fact should be evidence enough that we put in a lot of effort into […]
Things That Should Be Taught In Schools, But Aren’t
in Personal Finance/by Kenneth W. BoydWhat have you learned that sticks with you? Do you remember the last time you used algebra? Yeah, me neither. Fortunately, high schools are making a much bigger effort to teach personal finances. Whether you learned these skills in high school or not, here are some key concepts that every high school student […]
Will Online Freelancing Work For You?
in Personal Finance/by Kenneth W. BoydHave you considered working online as a freelancer? Whether full time, or starting online as a part-time gig, many people make the move. Today’s digital environment allows you to take your skills, services, and products online and reach a worldwide audience. Working as a freelancer is a vehicle to pursue your true passion, […]
Avoid Driving Costs and Risks
in Personal Finance/by Kenneth W. BoydCars are an expensive item to own and operate. The everyday costs of driving and car ownership can have a serious impact on finances, and you should look at whatever you can do to reduce them. However, cars also come with some inherent risk, and these risks can drive you right into debt […]
Extreme Financial Mistakes We Can Learn From
in Personal Finance/by Kenneth W. BoydWe don’t wish bad things for anyone. But sadly, some people make huge financial and legal mistakes. This article explains some of these extreme financial mistakes, then explains some best practices for better personal finance results.
What’s Your Financial Focus Right Now?
in Personal Finance/by Kenneth W. BoydYour personal finance priorities may change dramatically over time. In your 20s, for example, you may be paying off student loan debt and saving for a home. If you have children, your financial priorities will change. From there, people in their 40s and 50s typically save more aggressively for retirement. There are some […]
Get Back On Track With Your Finances
in Personal Finance/by Kenneth W. BoydEveryone gets off track at some point. If your personal finances have run off the rails, don’t worry- it happens to just about everybody.