People spend most of their lives putting earning money to cover their bills, hobbies, and growing families. They treat their jobs with respect. They set their alarm to get up on time. Bring their focus and energy to work. After work, they recuperate in preparation for the next working day. However, once payday comes, […]
The Secrets To Saving Money Without Going Absolutely Crazy
in Personal Finance/by Kenneth W. BoydYou don’t need anyone to tell you that saving money isn’t that difficult. The concept is straightforward; you spend less cash every month, putting some away for safekeeping. You are saving money for when you need it – pretty obvious, right? And yet, people still seem to have trouble saving money. Granted, financial problems […]
4 Vital Ways To Keep The Cost Of Building Your Own House Low
in Personal Finance/by Kenneth W. BoydMany people avoid building their dream home because they think that the cost will be too high. However, this doesn’t necessarily have to be the case. In fact, there are many strategies you can use to keep the costs of building a property low. Keep reading to find out what they are. Keep it […]
Purchasing An Executive Car To Match Your Lifestyle
in Personal Finance/by Kenneth W. BoydWhen it comes to a car, many of us can feel that it can give us some sort of status. It isn’t just a tool in getting us from one place to another, and often we need it as part of our job as well as seeing it as a reward and some luxury in […]
5 Things You’re Probably Spending Too Much On
in Personal Finance/by Kenneth W. BoydThere are certain costs you can’t avoid, and it can be difficult to budget sometimes. It’s necessary to spend money on your home, your family and general living costs often add up. There are areas you can save money on, however. Many people could actually reduce their expenses easily, but don’t realize it. There are […]
Protecting Your Financial Future In 5 Easy Steps
in Personal Finance/by Kenneth W. BoydIf the coronavirus pandemic has taught us anything, it’s that you never know what’s around the corner. Unforeseen circumstances could quickly put you under financial stress. And those situations do not have to be linked to global health threats. Therefore, taking the necessary steps to protect your finances should be top of the agenda. […]
Simple Ways To Downsize Your Life And Save Money
in Personal Finance/by Kenneth W. BoydDownsizing is often the answer to someone looking for ways to save money. There are plenty of other reasons to downsize, however. Maybe you are a new empty nester, and you realize you don’t need a lot of space. Or, you’re going through a transition phase and you need all the extra money you can […]
Why You’re Struggling To Make The Most Of Your Money
in Personal Finance/by Kenneth W. BoydPeople spend most of their lives putting earning money to cover their bills, hobbies, and growing families. They treat their jobs with respect. They set their alarm to get up on time. Bring their focus and energy to work. After work, they recuperate in preparation for the next working day. However, once payday comes, […]
The Young Professional’s Guide to Retiring Early
in Personal Finance/by Kenneth W. BoydIt would be a dream to retire before you’re 40 and spend the rest of your life traveling or relaxing at home. But for most people, retiring this early is impossible because they have plenty of debt and not enough savings yet. What’s more, a lot of them only realize how bad their financial health […]
Saving The Pennies During A Pandemic
in Personal Finance/by Kenneth W. BoydOn a personal level, the coronavirus crisis has hit hard. Just a few short months ago, you were probably looking forward to everything 2020 had to bring with optimism. Now, you can’t wait for the year to end. With the pandemic, uncertain economic times have emerged. People are concerned that their jobs may not […]
Minimize Your Tax Liability
in Personal Finance/by Kenneth W. BoydThere are two certainties in life, according to the old axiom: death and taxes. While you may not be able to avoid taxes, you may be able to reduce the impact they can have on your finances. Here, we’re going to look at some of the steps you can take to reduce the amount of […]